home insurance

Whether you own or rent your home, our staff is on-hand to make sure your insurance covers your unique needs. You're more than just a policy to us - our goal is to build a lasting relationship with you - not just your policy. That means we are here to help you every step of the way.

We want to make sure you are  well taken care of.  One of the  primary ways we are different is that we write  policies  for  replacement cost. In the  case of the type of loss which  would be  covered under your homeowners or  renters  insurance, you  have already experienced a trauma of one type or  another. Finding out that you weren't fully covered after such a loss only makes things worse. That is why we make  sure you are covered for the value of replacing your property, so that you have full protection.

Homeowners insurance covers damage (with some exceptions) to your real property, plus liability and legal responsibility for injuries or property damage caused to others by you, your family or household pets.

Renters insurance is similar to homeowners insurance in that it covers damage to your  personal property which is located within a rental property.  It does not, however, cover damage to any of the real property structure - which must be covered by the owner of the property.  Too many people find out too late that their landlord's insurance policy doesn't protect their personal belongings.  Most policies also provide liability coverage, which gives you financial protection if someone is accidentally injured on the rental property.

Ready to be treated like a VIP?  Call toll-free 844-700-1776 or complete the information below and  our staff will get back with you as soon as possible.

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