Our Commitment to Privacy
Your privacy is very important to us. In addition to providing you with the best possible user experience, we are also committed to securing the privacy of your personal information. Please be aware that when you click on links that take you to third-party websites, you will be subject to their respective privacy policies. While we support the protection of privacy on the Internet, we cannot be responsible for practices employed by websites linked to or from this website nor the information or content contained therein. These links are provided for informational purposes only.
Use of Information
We use the Personal Information and the Non-Personal Information we collect on the Site (A) to provide you with the services that you ask to receive through the Site, including saving searches and sending you updates about those searches; (B) to receive periodic industry updates; (C) to answer your questions or complaints; (D) to refer you to a sales associates about quoting you for insurance; (E) to refer a quote to a friend; and (F) for analytical purposes to help us improve the Site and for our business generally. We may also use the Personal Information to inform you about other services and products that may be available through us, our family of companies, with which we have a marketing relationship, and to provide you a customer survey to assess your satisfaction with our services and products.
Collection and Use of Your Personal Information
We collect your Personal Information on the Site in order to enhance the services we offer you. We collect Personal Information from you only when you voluntarily submit it in order to obtain certain services or information, including (A) registrations for special communications; (B) requests for a quote, and to find a sales associate; (C) requests to contact us; (D) requests to receive periodic industry updates; (E) applications for employment.
Contacting Us
If you contact us, we collect Personal Information, which is retained or referred to Skylight Insurance and/or sales associate depending on the nature of your inquiry. If your inquiry or complaint requires a response from us, it is referred to the appropriate department for research and a response.
Collection of Non-Personal Information
Even if you do not send us any Personal Information, we collect information about how you use our site (“Non-Personal Information”). This information cannot be used to identify you personally and is explained in more detail below under “Non-Personal Information”.
Cookies
A cookie is a small data file, often including an anonymous unique identifier, that is sent from a web site’s computer and stored on your computer’s hard drive. Use of cookies is common on the Internet. A web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser permits a web site to access only the cookies it has already sent to you, not the cookies sent to you by other sites. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.) You can reset your browser to refuse all cookies or indicate when a cookie is being sent. But if you refuse cookies, some parts of the Site will not function properly and may not provide services or information you have requested. For example, without cookies, we will not be able to provide you with searches that you have asked us to save.
Non-Personal Information
Like many sites, we obtain Non-Personal Information such as IP (internet protocol) addresses, browser types, the name of your ISP (internet service provider), information about where a user comes from before arriving at our Site, what pages a user visits, the order of those pages, and the amount of time spent on each. A vendor performs this service for us by sending a cookie to gather this information, compile it, and report to us. We use Non-Personal Information to customize the advertising and content you see, improve our services, conduct research, and provide anonymous aggregated reporting for internal audits and third-parties.
Sharing Your Information
We reserve the right to share your Personal Information with our affiliated companies and marketing partners, as permitted by law, in order to fulfill our commitment of providing you with full service real estate brokerage services.
Anti-Fraud Disclosure
Due to the unfortunate but pervasive threats of fraud, communications via E-mail, text messages and social media messaging may never be completely secure or confidential. Skylight Insurance has adopted policies and procedures to guard against fraud, but there is no system that can fully prevent fraud or cybersecurity threats. Skylight Insurance–nor its agents–will ever send you any electronic communication with instructions to transfer funds or to provide nonpublic personal information, such as credit card or debit numbers or bank account and/or routing numbers.
YOU SHOULD NEVER TRANSMIT NONPUBLIC PERSONAL INFORMATION, SUCH AS CREDIT OR DEBIT CARD NUMBERS OR BANK ACCOUNT OR ROUTING NUMBERS, BY E-MAIL OR OTHER UNSECURED ELECTRONIC COMMUNICATION. E-MAILS ATTEMPTING TO INDUCE FRAUDULENT WIRE TRANSFERS ARE COMMON AND MAY APPEAR TO COME FROM A TRUSTED SOURCE.
If you receive any electronic communication directing you to transfer funds or provide nonpublic personal information, DO NOT RESPOND. Contact Skylight Insurance immediately at (773) 820-9060, and please forward any suspected e-mail fraud to kkosmatka@elmdalepartners.com
Updating Our Privacy Policy
We reserve the right to periodically update our Privacy Policy. Notification of updates will be made by posting our revised Privacy Policy on our consumer applications and inserting a new “Effective Date.”
Contacting Us
If you have any questions or concerns regarding our Privacy Policy, you may contact us by e-mail at kkosmatka@elmdalepartners.com
International Users
Our consumer applications are hosted by servers in the United States. If you are located outside of the United States, your personal information may be transferred to the United States. By submitting your personal information, you consent to its transfer to the United States and to its storage, processing, and use there in accordance with this Privacy Policy.
Effective Date: June 25th, 2020